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A)
Rozpay
B)
PayPal
C)
PayU Money
D)
FidyPay

Correct Answer : Option (D) - FidyPay

Note :

* FidyPay (fintech API platform) has joined hands with Yes Bank to expand the digital facility to a wide range of enterprises, including SMEs, fintech companies, and start-ups.

* The fintech platform will provide Yes Bank customers with a smooth connected banking experience as part of the partnership.

* FidyPay will also serve as UPI services solution provider.

* FidyPay is backed by Mr. Pratekk Agarwal (the former CBO of BharatPe) and Mr. Ram Pathade (CEO of Mahagram).

Source : Economic Times

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Published On : May 4, 2022
Category : Banking
A)
Wankhede
B)
Eden Gardens
C)
Narendra Modi Stadium
D)
Chinnaswamy Stadium

Correct Answer : Option (C) - Narendra Modi Stadium

Note : The TATA IPL Final 2022 will be played on May 29, 2022 at the "Narendra Modi Stadium" in Ahmedabad. The IPL Playoffs 2022 will be played from May 24-29, 2022 in Kolkata and Ahmedabad. While IPL Qualifier 1 and Eliminator will be played at Eden Gardens on May 24th and May 25th respectively, the IPL Qualifier 2 will be played at "Narendra Modi Stadium" in Ahmedabad.

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Published On : May 4, 2022
Category : Sports
A)
Nicholas Pooran
B)
Shai Hope
C)
Shimron Hetmyer
D)
Jermaine Blackwood

Correct Answer : Option (A) - Nicholas Pooran

Note : Nicholas Pooran has been appointed as the new captain of the West Indies ODI and T20I teams. This comes after skipper Kieron Pollard announced his retirement from international cricket. Nicholas Pooran has played 37 ODIs and 57 T20Is for West Indies and scored 1121 and 1193 runs respectively. He is a left-handed batsman.

Source : Cricket Times

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Published On : May 4, 2022
Category : Sports
A)
Mahesh Nagar Halt
B)
Ramesh Nagar Halt
C)
Suresh Nagar Halt
D)
Rakesh Nagar Halt

Correct Answer : Option (A) - Mahesh Nagar Halt

Note :

Miyan Ka Bada’ railway station in the Balotra area of Rajasthan’s Barmer district was renamed “Mahesh Nagar Halt.” Since Independence, the people of Mian Ka Bada in Rajasthan have demanded that the village’s name be changed, claiming that the village’s original name was Mahesh Ro Bado.
 
In 2018, the Rajasthan government changed the village’s name from Mian Ka Bada to Mahesh Nagar and made the necessary revisions in the revenue records. Proposals to rename the station were sent to the railway ministry when the village’s name was changed. In 2021, the name of the railway station was changed from Mian Ka Bada to Mahesh Nagar Halt after the proper procedures were followed, but the inauguration was postponed owing to the COVID-19 pandemic. The renamed station was finally inaugurated on April 30, 2022.

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Published On : May 4, 2022
Category : Railways
A)
50 basis points
B)
40 basis points
C)
35 basis points
D)
30 basis points

Correct Answer : Option (B) - 40 basis points

Note : The Reserve Bank of India (RBI) in a sudden move on May 4, 2022 increased the policy repo rate by 40 basis points to 4.40 percent with immediate effect. This was decided unanimously by the Monetary Policy Committee (MPC) in an off-cycle meeting to reassess the evolving inflation-growth dynamics and the impact of the developments after the MPC meeting of April 6-8, 2022. With this, the Standing Deposit Facility (SDF) rate stands adjusted to 4.15 percent and Marginal Standing Facility (MSF) rate and the Bank Rate to 4.65 percent.

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Published On : May 4, 2022
Category : Banking
A)
India
B)
England
C)
Australia
D)
New Zealand

Correct Answer : Option (A) - India

Note : India has solidified its lead in the ICC Men's T20I Team Rankings 2022 with 270 points, extending its lead over England by 5 points. Australia on the other hand has strengthened its position as the best test team in the world by extending their lead by 9 points over India in the ICC Men’s Test Team Rankings 2022. New Zealand has also retained its top rank in the ICC Men's T20I Rankings 2022

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Published On : May 4, 2022
Category : Sports
A)
INS Shivalik
B)
INS Vikrant
C)
INS Arihant
D)
INS Talwar

Correct Answer : Option (B) - INS Vikrant

Note :

The Cochin Shipyard Limited (CSL) will hand over India's first Indigenous Aircraft Carrier (IAC) which will be named 'INS Vikrant' to the Indian Navy next month. This was revealed by CSL Director (Technical) Bejoy Bhasker here on Thursday(28th April 2022) in a press conference held to announce the Shipyard's 50th anniversary.
 
According to Bejoy, IAC will be out for the final sea trial in the next few weeks.
 
The battleship was built at a cost of approximately 23,000 crore, propelling India into a restricted group of countries with the capability to develop cutting-edge aircraft carriers.
 
MiG-29K fighter jets, Kamov-31 helicopters, and MH-60R multi-role helicopters will be used by the warship.
 
It features almost 2,300 compartments, with specialised quarters for female officers, and is meant for a crew of around 1,700 people.
According to officials, Vikrant has a top speed of roughly 28 knots and a cruising speed of 18 knots, with a range of about 7,500 nautical miles.
 
The IAC is 262 metres long, 62 metres wide, and stands 59 metres tall. It has been under construction since 2009.
 
Cochin Shipyard Limited constructed the warship.
 
INS Vikramaditya is India’s only aircraft carrier at the moment.
 
In light of China’s expanding military presence in the Indian Ocean region, the Indian Navy has been working on greatly enhancing its overall capabilities.
 
The Indian Navy considers the Indian Ocean to be its backyard, and it is vital to the nation’s strategic interests.

Source : New Indian Express

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Published On : May 4, 2022
Category : Defence
A)
20% to 25%
B)
25% to 30%
C)
30% to 35%
D)
35% to 40%

Correct Answer : Option (B) - 25% to 30%

Note :

The Insurance Regulatory and Development Authority of India (IRDAI) increased insurers’ maximum investment limit in Banking, Financial Services, and Insurance (BFSI) companies from 25% to 30% of their assets. The threshold for financial and insurance actions will now be 30 percent of investment assets for all insurers, according to the most recent modifications to IRDAI’s investment Regulations, 2016. This will include investments in home finance companies and infrastructure finance companies.
 
Important Points :
 
* Experts believe that the regulator’s increase will assist insurers in bringing their financial and insurance exposure closer to broader Indian market indexes.
Financial services firms, which include significant banks, Non-Banking Financial Organisations (NBFCs), and insurance companies, have a present weightage of roughly 35 percent.

* The weightage of financial and insurance companies in broader Indian market indices has consistently increased over the last few years, according to Sampath Reddy, chief investment officer, Bajaj Allianz Life Insurance Co. Ltd.

* Insurance companies, according to Reddy, will be able to own a much broader array of varied stocks as a result of IRDAI’s approach.

* The move also comes just before Life Insurance Corp of India's (LIC) Rs 21,000 crore IPO the largest from India.

* The increase in investment asset caps from 25% to 30%, according to Mayank Gupta, co-founder and chief operating officer of Zopper, an insurtech startup, is a significant step for insurance companies.


Source : Economic Times

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Published On : May 4, 2022
Category : Insurance and Finance
A)
OPEC
B)
NATO
C)
OSCE
D)
BRICS

Correct Answer : Option (B) - NATO

Note :

* The United States Armed Forces has organised the DEFENDER-Europe 22 exercise to build preparedness and interoperability between Allies and partners of the USA and NATO.
 
* Poland is one of the DE22 host countries and conduct training in Drawsko Pomorskie, Bemowo Piskie and Zagan.
 
* Apart from Polish troops, the forces from the USA, France, Sweden, Germany, Denmark and Great Britain will also participate
 
* The exercises are scheduled from May 01 to May 27, 2022.
 
Exercise Swift Response is an annual U.S. Army Europe and Africa multinational training exercise that takes place this year in Eastern Europe, the Arctic High North, Baltics, and Balkans. The exercise began in Poland and will be held in 8 other countries. The 5th Corps of the US Armed Forces is responsible for the command of the exercises. There will be approximately 18 000 participants from over 20 countries training together in both exercises. The portion of the exercises on Polish soil will see some 7,000 troops and 3,000 pieces of equipment.
 
Defender Europe 2022 : DEFENDER-Europe 22 demonstrates the United States’ unshakable commitment to NATO and is a prime example of our collective capabilities. It shows that NATO’s allies and partners are stronger together.
 
Swift Response 2022 : In the Swift Response exercise, the 6th Airborne Brigade will constitute the core of forces conducting an airborne operation. Some 550 Polish soldiers will be deployed to Lithuania and Latvia along with troops from the Czech Republic and the German-Dutch force..

Source : GOV

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Published On : May 4, 2022
Category : Defence
A)
Indian Bank
B)
Canara Bank
C)
Union Bank of India
D)
State Bank of India

Correct Answer : Option (A) - Indian Bank

Note :

Indian Bank has launched a Pre-Approved Personal Loan (PAPL) product under Project World of Advanced Virtual Experience (WAVE), which will be serviced only through digital channels.
 
The PAPL loan can be availed via 'IndOASIS' mobile app, bank’s website and internet banking facility. The loan carries an interest rate of 10% pa at present with no foreclosure charges.

Indian Bank is giving the loan at the finest conditions available in the domestic market, with the option to choose loan tenure from 24 to 48 months and the ability to close the loan before time without penalty.
 
Started in January 2022, the digital transformation initiative of Indian Bank under Project ‘WAVE' has led to launch of its first digital product PAPL that aims at providing its customers with instant loan disbursement via a three-step process. Currently, it is launched for existing customers of the bank aged 21 years and above, having regular income and pension accounts...

Source : Times of India

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Published On : May 4, 2022
Category : Banking