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 Q .
The PhonePe has recently received which of these licence from IRDAI to conduct insurance business?
A)
corporate agent licence
B)
direct broking licence
C)
composite broker licence
D)
re-insurance broker licence

Correct Answer : Option (B) - direct broking licence

Note :

Walmart-backed PhonePe, which forayed into the online insurance industry last year, said that it has received the brokerage license from the Insurance Regulatory and Development Authority of India (IRDAI).
 
With the license approval, PhonePe will compete with the likes of Paytm, Policy Bazaar, which have consolidated their position in the insurtech sector. PhonePe entered the insurtech sector with a limited ‘corporate agent’ license, which restricted the company to partnering with only three insurance companies per category. Now, with this new ‘direct broking’ licence, PhonePe can distribute products from all insurance companies in India, the company said.
 
The licence will allow the payments major to offer general and life insurance products. It also allows PhonePe to offer personalised product recommendations to its 300+ million users, and a much more diverse portfolio of insurance products.

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Published On : August 31, 2021
 Q .
Which nation appears to have restarted the operation of its main nuclear reactor?
A)
Iraq
B)
Ukraine
C)
North Korea
D)
South Korea

Correct Answer : Option (C) - North Korea

Note :

North Korea appears to have restarted a nuclear reactor that is widely believed to have produced plutonium for nuclear weapons, the UN atomic watchdog has said in an annual report.
 
The International Atomic Energy Agency(IAEA) has had no access to North Korea since Pyongyang expelled its inspectors in 2009.
 
The country then pressed ahead with its nuclear weapons program and soon resumed nuclear testing. Its last nuclear test was in 2017.
 
The IAEA now monitors North Korea from afar, largely through satellite imagery.
 
"There were no indications of reactor operation from early December 2018 to the beginning of July 2021," the IAEA report said of the 5-megawatt reactor at Yongbyon, a nuclear complex at the heart of North Korea's nuclear program.

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Published On : August 31, 2021
 Q .
Which state will implement a new 10-year climate action plan by year-end?
A)
Delhi
B)
Madhya Pradesh
C)
Uttar Pradesh
D)
Andhra Pradesh

Correct Answer : Option (A) - Delhi

Note :

Delhi Government has planned to implement a new 10-year action plan to combat climate change by this year-end. 
 
The central government had prepared the National Action Plan on Climate Change (NAPCC) in 2009 and had requested the states to prepare their own specific plans. Delhi was the last state to submit its climate action plan in 2019. 
 
However, as per a senior environment department official, the plan remained largely on paper and could not be implemented properly and expired in 2020. Delhi will now submit a new plan.

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Published On : August 31, 2021
 Q .
Which of the following ministry to celebrate POSHAN Maah?
A)
Ministry of Jal Shakti
B)
Ministry of Health and Family Welfare
C)
Ministry of Agriculture & Farmers Welfare
D)
Ministry of Women and Child Development

Correct Answer : Option (D) - Ministry of Women and Child Development

Note :

Women and Child Development Ministry will celebrate the POSHAN Maah across the nation throughout next month. POSHAN Abhiyaan is government’s flagship programme to improve nutritional outcomes for children, adolescent Girls, pregnant women and lactating mothers. Launched by Prime Minister Narendra Modi in 2018, the POSHAN (Prime Minister’s Overarching Scheme for Holistic Nutrition) Abhiyaan directs the attention of the country towards the problem of malnutrition and address it in a mission-mode.
 
POSHAN Abhiyaan is a People’s Movement by incorporating inclusive participation of public representatives of local bodies, government departments , social organizations and the public and private sector at large. In order to ensure community mobilization and bolster people’s participation, every year, the month of September is celebrated as POSHAN Maah across the country. Our correspondent reports, this year, as India celebrates the Azadi Ka Amrit Mahotsav, to ensure speedy and intensive outreach, the entire month has been subdivided into weekly themes for focused and assimilated approach towards improving Holistic Nutrition.

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Published On : August 31, 2021
 Q .
Who recently won the 2021 Barcelona Open Chess Tournament?
A)
Prithu Gupta
B)
Dibyendu Barua
C)
S P Sethuraman
D)
Viswanathan Anand

Correct Answer : Option (C) - S P Sethuraman

Note : In Chess, Indian Grandmaster S P Sethuraman has won the 2021 Barcelona Open chess tournament title, remaining unbeaten through the nine rounds, winning six matches and drawing three. Chennai-born Sethuraman collected 7.5 points after the ninth and final round to tie the score with Daniil Yuffa of Russia. However, the Indian player emerged as the winner on the basis of a better tie-break score. India’s Karthikeyan Murali finished third.

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Published On : August 31, 2021
 Q .
The first case of AY.12 sub-lineage of Delta variant was detected in which Indian state?
A)
Kerala
B)
Uttarakhand
C)
Maharashtra
D)
Andhra Pradesh

Correct Answer : Option (B) - Uttarakhand

Note :

The first case of the AY.12 sub-lineage of the Delta variant has been detected in the Kotdwar area of Pauri Garhwal district, as per CMO Dr. Manoj Sharma. 
 
The case was detected in Kotdwar, which is a small locality in Pauri Garhwal, on August 30, 2021. The Uttarakhand state health department has issued necessary guidelines and the concerned patient has been asked to remain in home quarantine. 
 
The health department's medical team will be monitoring the patient continuously and all the close contacts are being traced and asked to isolate themselves. The authorities have also started testing at the entry points of the Pauri Garhwal district. Overall, 15 new COVID-19 cases have been reported in the district.
 
What is AY.12?
AY.12 sub-lineage is one of the several sub-lineages that have mutated from the Delta variant. The Delta variant also known as B.1.617.2 has given rise to several sub-lineages, which are being called as 'Delta Plus' variants. 

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Published On : August 31, 2021
 Q .
Dale Steyn has announced retirement from all forms of cricket. He was a part of which nation's national cricket team?
A)
India
B)
Australia
C)
England
D)
South African

Correct Answer : Option (D) - South African

Note :

South African fast bowler Dale Steyn on Tuesday(31-08-2021) announced his retirement from all forms of cricket. Taking to Twitter, the 38-year-old brought an end to a 17-year career, which saw him play in 93 Tests, 125 ODIs and 47 T20Is for the Proteas.
 
Steyn had already retired from Tests in August 2019 to prolong his career after a number of injuries. “And it’s been a long December and there’s reason to believe maybe this year will be better than last. I can’t remember all the times I tried to tell myself to hold on to these moments as they pass,” Steyn said in his statement.

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Published On : August 31, 2021
 Q .
Buddhadeb Guha, who has passed away recently, was a renowned writer in which language?
A)
Hindi
B)
Telugu
C)
Kanada
D)
Bengali

Correct Answer : Option (D) - Bengali

Note :

He is best remembered for his novel ‘Madhukori’, which is considered a milestone in Bengali literature.
 
Bengali writer Buddhadeb Guha has passed away in a private hospital in Kolkata. 
 
The 85-year-old was diagnosed with Covid-19 in April of this year and spent almost a month in the hospital. He was recently hospitalized due to lung and urinary tract issues.
 
“Buddhadeb Guha is no more. He was blessed as to be one with the Divine on the night of Janmashtami (Lord Krishna’s birthday) 2021. Do join his family and friends in celebrating his life,” his elder daughter Maleni B Guha posted on social media. 
 
He died around 11:30pm 29-08-2021, due to post-Covid-19 complications after a massive cardiac arrest, Press Trust of India (PTI) reported citing his family.

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Published On : August 31, 2021
 Q .
The FollowPaymentDistancing campaign has been launched by which entity?
A)
RuPay
B)
RBI
C)
SBI
D)
HDFC

Correct Answer : Option (A) - RuPay

Note : RuPay has launched a strategic campaign titled – #FollowPaymentDistancing to promote and encourage contactless payments among customers. Due to COVID-19, customers have been following several norms and measures to stay safe by following healthy habits, self-care routines, and social distancing. RuPay’s #FollowPaymentDistancing campaign encourages consumers to start ‘payment distancing’ and switch to contactless digital payments with RuPay Contactless Cards which is safe as well as time-conserving.

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Published On : August 31, 2021
 Q .
What is the eligibility age for making investment in National Pension System (NPS)?
A)
18-60
B)
18-65
C)
18-70
D)
18-75

Correct Answer : Option (C) - 18-70

Note :

Making the National Pension System (NPS) more attractive for subscribers joining it after 65 years of age, the Pension Fund Regulatory and Development Authority (PFRDA) has permitted them to allocate up to 50 per cent of the funds in equity, besides easing the exit norms.
 
The PFRDA has revised the guidelines on entry and exit following an increase in the maximum age for joining the NPS from 65 years to 70 years of age. The entry age for NPS has been revised to 18-70 years from 18-65 years.
 
Any Indian citizen and Overseas Citizen of India (OCI) in the age group of 65-70 years can also join NPS and continue up to the age of 75 years, according to a PFRDA circular on the revised guidelines.

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Published On : August 31, 2021
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